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Smart Credit Management with Our AI Assistant
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control
Smart Credit Monitoring
Avoid Late Fees
Take Credit Control

Credit Mentor AI
is the only AI-powered mobile app
that helps you improve your credit

AI-powered credit help, when you need it most
Available soon for iOS & Android
Get personalized credit improvement tips
tailored to your real-time financial situation.
Avoid late payments with smart, timely reminders.
Monitor your credit usage
to avoid score drops
Cut unnecessary costs by identifying hidden
fees, unused subscriptions, and more.
Soon
Late Payment & Hard Inquiry Disputes
Get AI-generated dispute letters and step-by-step guidance to challenge inaccurate late payments and hard inquiries on your credit report. We’ll help you understand your options and take the right action.
Soon
Debt Reduction & Negotiation Support
Receive AI-powered recommendations and pre-written scripts to negotiate with creditors - whether it’s lowering interest rates, reducing balances, or restructuring debt. You stay in control, we just make it easier.

Meet Finny – Your Credit Sidekick!

How Finny Helps You
Reminds you about upcoming payments
Alerts you about suspicious credit activity
Explains confusing credit terms in simple language
Encourages you with progress updates & tips

Take Control of Your Credit
– Before It Controls You

Your financial health should be in your hands – and now, it is.
Missed Payments?
Get notified before it’s too late.
Hard Inquiries?
Identify and dispute unauthorized checks.
Credit Score Drops?
Understand why & get real-time advice.
Want a Higher Score?
Credit Mentor AI helps you build better habits.
Paying Too Much in Fees?
Spot hidden charges and save money effortlessly.

How It Works

Your financial health should be in your hands – and now, it is.
01
Connect Your Credit Profile
Securely sync your accounts.
02
Get AI-Powered Insights
See where you stand & what to improve.
03
Receive Smart Alerts
Never miss a payment or dispute deadline.
04
Take Action & Improve
Follow personalized steps to a better score.

Frequently Asked Questions

Here are some Frequently Asked Questions
01
Is Credit Mentor AI free?
We offer a free plan with essential features and premium options for advanced tools.
02
How does it access my credit info?
We use secure, bank-level encryption to connect with credit bureaus and financial institutions.
03
Can Credit Mentor AI actually improve my score?
Yes! By helping you avoid mistakes, dispute errors, and build better habits, your credit health improves over time.